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PYUSD vs USDC
USDT vs PYUSD
USDC vs PYUSD
PYUSD
PayPal's PYUSD has quietly grown into a top-ten stablecoin — proof that when a company with 400 million accounts issues a dollar token, scale eventually follows. The reserve structure is almost comically conservative: 97% in Treasury reverse repos with the balance in cash, custodied at institutional-top tier under Paxos's OCC national trust charter, earning a resilience grade that puts it alongside USDC and ahead of Tether. Zero-fee redemption through Paxos and a near-perfect peg score make the product technically unimpeachable. The tension is distribution: five chains, modest DeFi integration, and a DEX footprint concentrated on just three networks suggest PYUSD is still the best-credentialed stablecoin that hasn't decided whether its future is on-chain or inside PayPal's own walls.
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