USD.AI (USDai) stablecoin analytics
Explore Next
Move from this coin into the next useful surface: peer benchmarks, taxonomy cohorts, or live trackers that add context to what you just read.
XMX
AI Quant Trading Platform
Move from this coin into the next useful surface: peer benchmarks, taxonomy cohorts, or live trackers that add context to what you just read.
USDai
Peel back the AI branding and USD.AI is a stablecoin backed 56% by M0's T-bill tokens and 43% by PayPal's PYUSD — a surprisingly conventional reserve for a product that markets itself at the intersection of artificial intelligence and finance. The 1% allocated to GPU-collateralized loans — NVIDIA hardware tokenized as warehouse receipts under UCC law — is what makes it interesting, but that's also the only part that justifies the name. The 218 depeg events and a worst deviation of nearly 1500 basis points tell a rougher story than the current peg suggests, and the 30-day redemption windows through a QEV auction mechanism mean exiting USDai is a patience exercise, not a swap. The C- safety grade reflects the accumulated dependency chain: USDai depends on M0, which depends on T-bills in unregulated custody, and on PYUSD, which depends on Paxos — three layers of counterparty risk between a holder and a government bond.
Detailed stablecoin analytics coming soon...
